Neuropsychologists love when motorcyclists drive without helmets because through their horrible accidents we gain great insights into how the brain works.

他们喜欢不带安全帽就能开摩托车的时代,因为通过他们严重的交通事故,我们能够了解大脑是如何进行活动的

耶鲁公开课 - 心理学导论课程节选

There are accidents, of course, but I think there always will be.

当然，确实会有事故发生，但我认为这是不可避免的。

我使用自行车 - SpeakingMax英语口语达人

An insurance company has reserves and it has enough reserves to cover them for a certain number of accidents.

保险公司一般都有准备金,准备金的数量一般保持在,刚刚够赔偿一定数量的保单

耶鲁公开课 - 金融市场课程节选

And the figure was that some 2,000 people die as a result of accidents each year using cell phones.

数据显示每年有2000人左右,因开车时使用手机，而死于车祸。

耶鲁公开课 - 公正课程节选

On the other hand, what if insurance companies determined that people from Asia got into more accidents than people from Europe?

但是如果保险公司,判定亚洲裔,比欧洲裔更容易出车祸呢？

耶鲁公开课 - 心理学导论课程节选

People in serious accidents with their paralysis as the result of the accident, very often, usually-- again, this is all the average-- go back to their base level of happiness: if they are happy before, they will be happy one year after; if they are unhappy, they will remain unhappy.

遇到严重意外的人,意外导致瘫痪，经常地，一般性的…,再次强调，这是平均而言-,都会恢复到基础幸福水平：,他们以前是快乐的，一年后，他们也会快乐;,如果不快乐，将维持不快乐。

哈佛公开课 - 幸福课课程节选

It uses the binomial distribution to calculate the probability of getting any specific number of accidents.

保险公司就可以用二项分布公式,来计算特定数目事故发生的概率

耶鲁公开课 - 金融市场课程节选

Homes just stay where they are, so we have far fewer accidents, so they don't have to charge as high a premium for the insurance.

而住宅则是固定的,所以发生事故的情况也更少,这就导致保险公司对住房保险收取的保费,不会太高

耶鲁公开课 - 金融市场课程节选

They're concerned with having too many accidents, which might exhaust their reserves.

保险公司都会担心太多事故同时发生,这样的话保险公司可能就会赔个精光

耶鲁公开课 - 金融市场课程节选

This is a significantly high probability of accidents.

这个事故发生的概率是很高的

耶鲁公开课 - 金融市场课程节选

The idea really took root--the idea, the intuitive idea is that as you write a large number of policies, the fraction that will result in accidents becomes closer and closer to the probability of one accident.

这种观点建立在...,观点是,只要你签的保单足够多,事故占保单总数的比例就会越来越接近,事故发生的概率

耶鲁公开课 - 金融市场课程节选

I think this is perfectly fair because young people like you get into a lot more accidents with your reefer and your alcohol and so it is-- now, some of you are saying "that's a stereotype."

我觉得这样很公平,因为像你们这样的年轻人经常出车祸,因为你们又吸大麻又喝酒,所以…,有些人会说“这是刻板印象”

耶鲁公开课 - 心理学导论课程节选