But if you need a slave representing your business, and you live in Rome and you need somebody in Ostia, the port city of Rome, to be able to be there and watch your imports and your exports of your business, you need someone who can sign contracts, who can lend money, who can borrow money, who can do things like that.
如果你需要一名奴隶代理你的生意,如果你住在罗马,需要有人,在罗马奥斯蒂亚港口,照看你的进出口生意,就得要能签合同,可以放债贷款,及其他类似事务的人。
Most of the people who want to borrow money from the banks -let's talk about businesses -we're accepting business loans -they don't want to have to pay the money tomorrow.
大多数想从银行贷款的人...,我指的是企业,我们向企业发放贷款,大多数贷款企业都不希望今天借明天还
The other thing is moral hazard -this is that companies, once they borrow money from anybody, a bank or anyone else, they have an obligation, which is fixed in dollar terms.
另一个问题是道德风险,意思是说,一旦公司借了钱,无论是从银行还是其他渠道,他们就背负了一种义务,金钱的义务
The member banks just as with the Bank of England when they're in trouble they are supposed to be able to borrow money from the central bank.
会员银行,就像英格兰银行的会员银行一样,当它们陷入困境时,它们可以向中央银行借入货币。
The adverse selection problem, when it comes to borrowers--people who are trying to borrow money -is that if you become a lender -let's say, if you -not talking about becoming a lender.
逆向选择的问题,对于借款方,即希望借到钱的人而言,假如你是贷款方,比方说,如果你...,还是换个说法吧
So, a company can borrow money.
一家公司可以借钱
When you buy a house, you borrow the money and you pay it back in fixed-- it would usually be monthly, but let's say annual payments.
当你买了一座房子,你贷了些款,然后你在一定的时间内偿还一部分,一般来说都是按月来算的,但是假设我们是按年支付的
Moreover they can also borrow from the Federal Reserve Banks when they're in trouble and need money and that's supposed to help prevent banking crises.
更多的是,当它们陷入困境,需要钱时可以,从联邦储备银行那里借钱,这样可以帮助阻止银行业危机的产生。
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