If you put a property up as collateral, then the lender knows that they can get the money back from you.

如果你以资产作抵押,贷方就知道债务偿还有了保障

耶鲁公开课 - 金融市场课程节选

The collateral could be a number of things including mortgages--securitized mortgages that are risky and dangerous assets.

抵押品可是很多种东西,包括抵押贷款-证券化按揭贷款,这种有风险的，危险的资产。

耶鲁公开课 - 金融市场课程节选

Now Mr. Milton took some risks when he separated himself from his cash and lent money to his clients, or lent more money to his clients than the collateral, the gold, was actually worth. And the motive for that risk, of course, the motive for that investment, was the expectation of a profit.

但是弥尔顿先生却冒着把自己和他的现金,也丢了的风险，或者借出去的钱比担保财产还要多，他这么投资的动机是，希望获得收益。

耶鲁公开课 - 弥尔顿课程节选

When you mortgage a property that means that you offer the property as collateral for a loan.

当你通过抵押贷款购买一项财产意味着,你需要抵押这项财产的所有权以获得贷款

耶鲁公开课 - 金融市场课程节选

The Fed is effectively just saying we'll take those assets as collateral for loans to you.

美联储有效率地说,我们将把那些资产视为你们贷款的抵押品。

耶鲁公开课 - 金融市场课程节选

Now, if that happens these homes are the collateral to the banks for all these mortgages and we're going to have -and probably do have already--a recession.

如果那种情况发生了的话,这些房子是银行对房屋抵押贷款的唯一担保品,那我们将会面临,-很可能现在正在面临着--经济衰退。

耶鲁公开课 - 金融市场课程节选

There are lots of costs, so you want to have a loan-to-value ratio, which is sufficiently low, that the collateral will cover the value of the loan.

那是一大笔开销,因此你要设定一个足够低的,贷款价值比率,使得抵押物价值能够为贷款提供保障

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What the Fed said it would do is announce an auction of so many billion dollars of loans to member banks and the banks have to supply collateral to the Federal Reserve.

美联储声明的它会做的事是,举行一场对,会员银行发放几十亿美元贷款的拍卖会,条件是这些银行必须,给联邦储备银行提供抵押品。

耶鲁公开课 - 金融市场课程节选

Mortgages are debts secured by property as collateral.

抵押贷款是以财产作为抵押的债务

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