They're concerned with having too many accidents, which might exhaust their reserves.
保险公司都会担心太多事故同时发生,这样的话保险公司可能就会赔个精光
耶鲁公开课 - 金融市场课程节选
The two possibilities exhaust the possibilities.
只有这两种可能。
耶鲁公开课 - 死亡课程节选
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