Because he was warning Congress that there was problems down the roads, especially with Fannie Mae and Freddie Mac.

因为他之前就向国会发出警告,说现行做法存在问题，特别是房地美和房利美。

斯坦福公开课 - 经济学课程节选

People on Wall Street found that difficult to say -Federal National Mortgage Corporation- so they nicknamed it Fannie Mae; it sounds like a woman's name.

华尔街的人觉得这名字很拗口,联邦,国民,抵押,贷款,协会,所以给它起了个昵称,房利美,这听起来像个女性名字

耶鲁公开课 - 金融市场课程节选

Fannie Mae and Freddie Mac what did they do and what role did they play?

房地美和房利美,这两家公司的职能是什么？

斯坦福公开课 - 经济学课程节选

Congress thought that these people could be given more money to operate if someone would buy the mortgages from them, so Fannie Mae started doing that in 1938.

国会认为若从他们那买走抵押贷款,他们就有更多资金去发放贷款,因此房利美从1938年开始运作

耶鲁公开课 - 金融市场课程节选

If you just saw the news yesterday, Fannie Mae is predicting, well, they are predicting that Fannie Mae is going to make huge losses in their latest earning statement.

如果你看了昨天的新闻,房利美预计,他们估计,房利美最新一期的损益表上,将会显示一大笔亏损

耶鲁公开课 - 金融市场课程节选

When you call Fannie Mae an Freddie Mac s the term? Explain what that means.

当您说房地美和房利美,是什么意思，能解释一下吗，what’

斯坦福公开课 - 经济学课程节选

so ta retail bank sells the mortgage and then the retail banks flips it to Fannie Mae and Freddie Mac which essentially package huge numbers of the mortgages across the countries.

所以商业零售银行发行贷款，they…,然后商业零售银行将贷款转手,卖给房地美和房利美,事实上是收集了,大量的,全国的房贷。

斯坦福公开课 - 经济学课程节选

In other words, banks may lend to you or to me re risky borrowers but they sell the mortgages to Fannie Mae or Freddie Mac they get their money right then and there.

换句话说，银行可能借钱给我们,知道我们的信用度不高，knowing，that，we’,但是银行把贷款卖给,房地美和房利美,转手就拿到现钱。

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You can argue that the government, largely in person of Barney Frank messes things up by encouraging Fannie Mae and Freddie Mac to make a market of loans t really have been made in the first place.

您可以说政府，尤指巴尼，弗兰克本人,让事情变得糟糕,他鼓励房利美和房地美,为贷款创造市场,他们实属不应该，they，shouldn’,设计这样的贷款。

斯坦福公开课 - 经济学课程节选

s up to the Fannie Mae or Freddie Mac to collect mortgages over the next thirty years So let me make sure I have the sequence right Housing prices extremely high among other entities congress place pressure on the banking systems they were ordinary banking systems to make loans more and more affordable.

结果是房地美和房利美，And，it’,在过去三十年收集全国贷款,让我整理一下顺序,房价很高,及其他政府机构,给银行压力,即普通银行,放贷给民间,让更多人买得起。

斯坦福公开课 - 经济学课程节选