When we separated banking from investment banking, on the theory the investment banking had natural proclivity to get from another folly to do it.

当我们把银行业务从投行分离出去的时候，由于理论上说投行的本性决定了其容易犯错误,决定了其容易犯错误。

斯坦福公开课 - 经济学课程节选