Banks are institutions that exist within the community, and they live among the business people in the community and have an ongoing relationship with them.

银行是存在于一定社会环境中的机构,它存在于这个社会环境内的商企人士之中,并和他们之间保持着联系

耶鲁公开课 - 金融市场课程节选

and the other is doing business while also doing good for their community and also just people in general.

另一件就是经商的同时为他们的社区和普通人做些好事。

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Your banker understands that your business can't pay the money back and that the bank has a reputation in the community of helping business people, so they won't ask for the money even though it's a short-term loan that they made to you.

他会理解,你的公司可能无法还钱,在业界里银行向来,有帮助企业家的美名,所以他们不会要求你还钱,即使他们借给你的是短期贷款

耶鲁公开课 - 金融市场课程节选