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Moreover, beyond that, how does one know, in taking out an insurance policy, that the insurance company is going to be sound?
除此之外，在人们购买保险时，该如何得知保险公司，会严格按照保单言而守信呢？
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That is, the insurance policy doesn't just insure you against death, it also builds value over the years.
也就是说,保单不仅仅,补偿死亡带来的损失,它们还会逐年增值
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This is your insurance policy.
这是你们的保险政策。
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An insurance policy--the concept is very simple, we could talk about fire insurance or life insurance.
保单的概念其实很简单，我们可以谈谈火灾保险，或者人寿保险。
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There's something called "variable life," which refers to a life insurance policy where the policyholder can make decisions about the investment of the money in the whole life policy.
有种保单叫做"可变寿险",作为终身寿险的一种,投保人可以自主选择,在终身寿险上进行多少投资
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What he invented was an insurance policy that had a cash value and that's another-- it's a cash value on the insurance policy.
他创造了一种保单,这种保单具有现金价值,指带有储蓄性质的保单所具有的价值
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For example, let's talk about an insurance policy as an invention.
比如保单,这也是种发明。
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In Renaissance Italy they started writing insurance policies-- I read one of the insurance policies, it's in the Journal of Risk and Insurance-- and they translate a Renaissance insurance policy and it's very hard to understand what this policy was saying.
在文艺复兴时期的意大利,人们开始编写保单,我看过其中一份,刊登在《风险和保险杂志》上,他们翻译了一份文艺复兴时期的保单,但是很难理解那份保单到底想说什么
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At these conferences, they decide on a recommended or uniform insurance regulation policy and it acts a little bit like a Congress.
在会议上,他们就统一监管政策或者建议达成决议,它的运作有点像国会
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It may sound like a small improvement but he just had very highly-paid insurance salesmen and they were paid as long as people kept their policy.
这听起来似乎是一个小进步,他只是高薪聘用了一些推销人员,他们只要能保住客户就能获得高额回报
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It's a whole life policy that gives the policyholder flexibility over the insurance premiums.
作为终身寿险的一种,它为投保人的保费提供了灵活性
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Then of course, there's the other problem that the insurance company-- how does the insurance company reasonably specify that it can come through on this policy?
之后，对保险公司来说,当然还存在其它问题-,保险公司怎样才能使一份保单上,载明的内容合理而有效被执行呢？
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