Back in the 1840s, life insurance was very important because the average expectancy of life was only something like forty-five years, so that meant parents were dying left and right.

在19世纪40年代的时候,寿险是非常重要的,因为当时的人均期望寿命,仅为45岁左右,这意味着双亲平均只能活到45岁

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