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Since the 1990s, we've seen a proliferation of new kinds of mortgages that especially are offered to low-income people by certain lenders.
从20世纪90年代,我们看到一种新型抵押贷款在快速发展,它由特定贷款人向低收入人群发放
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Low-income people were being given adjustable rate mortgages with very low starter rates, called "teaser rates," " that would be raised in the future.
低收入人群贷款时会享受到刚开始利率巨低的可调利率,但是随着时间的推移利率会慢慢增长“,这就是所谓的“引逗利率。
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So low-income kids before they even leave elementary school are years behind where they should be.
低收入孩子在离开小学前,已落后多年。
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As you know, income inequality is getting worse, low-income wages are not going up, so that component of housing has been declining in real terms.
众所周之,收入的不平等愈演愈烈,低收入者的工资不会上涨,因此以实际值计算的这部分成本是下降的
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If someone's saving for their retirement you better have a lot more than that; $100,000 is only a few years of income even for low-income people.
如果你们一直存钱存到退休,肯定比这数目多多了,10万美元,不过是低收入群体几年的收入
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You don't want--you know that you'd like to take money away from yourself in the high-outcome years and give it to yourself in the low-income years.
你不想...你知道,你想在高收入的年份中,拿出一点钱,给你自己低收入的年份
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The FHA is specifically aimed at guaranteeing mortgages for low-income people and it was a vision that Roosevelt had to bring more and more people into owning homes in this country.
联邦住宅管理局专门,为低收入者提供抵押贷款担保,这是罗斯福的一个构想,他希望这个国家能有更多的人,能够住进自己的房子
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The problem is then that these were sold to low-income people, in many cases, who didn't understand what they were getting and that after two years the interest rate would reset up.
问题是贷款在一开始是发放给低收入人群,很多情况下,那些人并不理解这种贷款,或者说他们不知道利率在两年后会重设
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It's important--that's one reason why we want policies that encourage equality of incomes-- not necessarily equality, but reasonable equality-- because the people with very low wealth have a very high marginal utility of income and people with very high wealth have very little.
这非常重要,我们需要通过政策,来引导收入公平的一个原因就是这个,不是绝对的平等,是相对的平等,因为那些低收入的人群,对收出的边际效应相当的高,而高收入人群的则小得多
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