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But the interesting thing I realized along the way is that payment is another form of communication.
我渐渐意识到一个很有趣的事实：,付款是另一种交流方式。
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And a lot of retailers out there are embarrassed by the receipts they give out and the whole payment processing aspect of their business.
很多零售商在生意上,因为在收据,和整个付款过程上的落后,而处境尴尬。
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When the date came, you would cut the coupon off and go to the bank and get your interest payment.
到息日到了以后，你就可以剪下这张息票拿到银行,去兑换利息。
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At the end of the loan upon your payment of the principal and of sufficient additional interest, John Milton, Sr., the goldsmith, would return to you the gold that you had entrusted to him.
在贷款期限到期时，在你支付了本金,和额外的利息后，金匠约翰弥尔顿会把你托付,给他的金币还给你。
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That would be like a quarter of 1% to postpone your payment by another year; so time was really cheap.
也就是说只需要付1%的1/4就能,延迟一年还款,时间的价值很低
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We're building a payment network that can't go down because if we go down, we lose money for one of our users.
我们开发不会走下坡路的付款网络,因为如果我们走下坡路了，我们会会为我们的客户带来损失。
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The best thing that you can do is hook something off that payment.
你能做的最佳之事就是,就是摘机付款。
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The loan-to-value ratio--well it's not so much the loan--the maturity was short and the balloon payment at the end that they changed.
贷款价值比率,不,就是期限太短了,期末大额偿还也是罪魁祸首
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When you first bought the house they told you what the mortgage payment was and they're fixing that forever, well for thirty years.
最初你买这套房子的时候,他们已经告诉你每月偿还额是多少,在未来30年里这是固定的
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The mortgage payment was decided when you took out the mortgage, so that never changes; they than figure out what your mortgage balance is.
每月偿还额是一开始确定的,因此不变,这样就能算出当前的贷款余额
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And get rid of this balloon payment thing at the end -that was a dumb idea.
并取消了期末大额偿还的还款方式,期末大额偿还是很愚蠢的做法
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A real-time hook off that payment goes back to that sort of visualization.
即时摘机付款,回归可视化。
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Because the Bank of England could then demand all the it could start accumulating notes from some issuing bank and then demand payment in gold.
因为英格兰银行那时可以,要求所有的，它可以开始从一些纸币发行银行,收集些发行的纸币之后再要求以金子的形式偿还。
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What is the present value of that? Well, the first-- each payment we'll call a coupon-- so it pays one pound one year from now.
那么它的现值又是多少呢,首先,每一次支付的数额称为一个券息,从现在开始每一年都要支付一英镑
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It used to be that mortgages had what's called a balloon payment at the end.
曾有一段时间,抵押贷款中有期末大额偿还制度
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They have to compromise to accept any form of payment.
他们必须对接受任何付款方式。
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