I think that going forward, both the rating agencies and the banks will be very important in our society.
我认为这会有效果,信用评级机构和银行,都将会在我们的社会中扮演很重要的角色
Do you think it's reliable to refer to rating websites?
你觉得网站评级可靠吗?
Some people think that the rating agencies have allowed a kind of moral hazard to creep into their organization.
有些人认为,信用评级机构,已经让某种程度的道德风险,渗透到他们的机构中
Your rating of the attractiveness of the competent person grows even higher.
对有能力之人的魅力指数评价,一路高涨。
Well, for one thing, the rating companies who rate these bonds.
嗯,一方面来说,评级公司,为债券评级。
So if you're working with cyanide in the lab as potassium cyanide or sodium cyanide, those are what are called p h s's, it's a rating for different kinds of chemicals.
因此如果你在实验室中,需要用到氰化物,比如氰化钾或者氰化钠,这就是所谓的,“P,H,S“,这是化学药品有害程度的一个级别。
Tell us about those rating websites.
跟我们说说这些评价网站。
The question is: how can these rating agencies manage the current distrust that has developed?
问题是,这些评级机构该如何应对,当前已然扩散的不信任感呢
The rating agencies weren't cutting the ratings as they should and these European banks were just kind of naively trusting and it just didn't get figured out.
信用评级机构并未按照实际评级,这些欧洲银行却很傻很天真地相信了,没有认识到潜在的风险
Was it the rating of warmth?
是温情?
and I asked you to give yourself a percentage rating relative to the rest of the class, then if everybody was accurate, or at least not systematically biased, the number should add up to 50%.
我要你相比于其他同学的表现,给自己一个百分数,如果大家都准确地评价自己,或者说大家都不偏心于自己,那么平均百分数应该是50%的。
The idea was that the --so he set up Moody's Rating Agency and the job of Moody's was to give letter grades to securities; it was a little bit like a bank, but it was different because he didn't actually make the loans.
主旨是... 因此他成立了穆迪评级机构,穆迪的工作就是用字母给证券评级,这有点像银行,但还是有区别,因为他并不发放贷款
Now, part of the problem is that the rating agencies were rating their securities that they were investing in as AAA, in many cases.
同时存在的一个问题是,信用评级机构对他们投资的,大部分债券都给予了AAA的评级
You read in the newspaper their interpretation of what's going to be said and so far the other rating agencies haven't; they're not saying anything.
你从报纸上读到媒体关于,他们会怎么说的猜测,但是迄今其他评级机构并无实际行动,他们没有任何表态
But in fact, when the person watching this has to assess their intelligence they give the quiz asker a higher intelligence rating than the other person.
但事实上,看这个问答的人,要评估他们的智力,他们认为,提问者的智力比被问者的要高。
In these books he talked about his moral commitment to honest rating of securities.
在那些书中,他谈到了有关,诚信进行证券评级的道德信念
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