The first rating agency in the world was created by Mr. John Moody, in the U.S. In 1909.
世界上第一家信用评级机构,是约翰·穆迪先生,于1909年在美国创办的
You say, oh oh, this is bad news, if this is the only--if only one rating agency does that, okay, but--and it's only AMBAC that's been down-rated, but you starting wondering.
你会说,这是个坏消息,如果只是一家评级机构下降了评级,而且只有安巴克一家被降级,那还好,不过你开始担忧了
The idea was that the --so he set up Moody's Rating Agency and the job of Moody's was to give letter grades to securities; it was a little bit like a bank, but it was different because he didn't actually make the loans.
主旨是... 因此他成立了穆迪评级机构,穆迪的工作就是用字母给证券评级,这有点像银行,但还是有区别,因为他并不发放贷款
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