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An insurance company has reserves and it has enough reserves to cover them for a certain number of accidents.
保险公司一般都有准备金,准备金的数量一般保持在,刚刚够赔偿一定数量的保单
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He was in the reserves. He played one or two games.
他只是作为替补队员。他踢过一两场球。
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Then how's that theory if we takes the two halves brain ? into the two people who have both reserves?
那么如果我们把左右半脑,分别放进两个躯干里,情况又会怎么样呢？
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That requires a theory of capital and they're going to have to invest the reserves in financial assets.
这需要借助于资本理论,并且还要将储备资金,投资于金融资产。
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An insurance company must hold the reserves; it can hold more and that's called the statutory surplus.
保险公司必须持有准备金,可以提取更多准备金,这叫做法定盈余
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The most important thing that these do is: they specify what reserves insurance companies have to hold.
最重要的是,他们指定了保险公司必须持有多少准备金
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One thing that the government has to do is reassure that reserves' requirements are met.
政府需要确保保险公司的,保险准备金达到规定的数额
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I don't know what percent; our oil reserves in the U.S. are pretty small, so we're kind of lying somewhere inside-- maybe on this pink line.
我不知道具体占百分之几;,美国的石油储备量是微不足道的，所以我们可能是位于这附近-,也许在这条粉线上面。
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You have to have the insurance company set up with a structure itself that guarantees that they have enough reserves to meet the losses that they might incur.
你得保证保险公司的设立是基于以下前提,即它能保证拥有足够的储存资金,以便用来拟补有可能发生的损失。
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They're concerned with having too many accidents, which might exhaust their reserves.
保险公司都会担心太多事故同时发生,这样的话保险公司可能就会赔个精光
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The question is: how much reserves should a bank hold?
问题是,银行该留存多少作为准备金呢
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The reserve requirement now is 10% 10% on demand deposits so they're forced to keep those reserves and much of that is in the form of deposits at the Federal Reserve Banks.
现在的法定准备金率%,在活期存款上是,所以它们被强迫持有这些准备金,并且一大部分是在联邦储备银行,存着的。
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It says that you have to keep deposits with us here at the central bank; either that or else keep vault cash and show that you have it as reserves for your deposits.
它声明你必须在中央银行这里,付保证金；,要不那样做，要不就在金库中存钱,并且表明你把它作为,存款中的储备金。
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Occasionally, you get into problems with reserves.
有时候,你需要面对准备金的问题
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They do it with fractional reserves.
是通过部分准备金制度
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This has happened so many times in history that governments around the world now regulate banks and tell them that they have to hold a minimum amount of reserves and have a minimum amount of capital.
这在历史上已经发生多次了,如今,各国政府都在进行银行监管,并且告诉他们,他们必须留存最小金额的准备金,以及最小金额的资本金
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