Well, I could just not consume anything this year and I could wait until next year and consume the terminal value.

当然,我今年也可以分文不花,到明年再以最终价值花掉

耶鲁公开课 - 金融市场课程节选

No, if I'm saving this year my consumption would be less than my income, so my consumption might be here and I would then have more next year.

错了,如果我今年增加储蓄,我的消费就会少于收入,这里表示消费,明年我就会有更多的收入

耶鲁公开课 - 金融市场课程节选

If you have that sort of high-level, this is where we're going, this is the vision, this is the next 30 days and three months and six months and a year maybe, it makes it very, very easy to set priorities and for all of the edges of the company to set their own priorities to do the right thing.

如果你做到这么高水准的内部交流，就与我们的前进方向不谋而合，这就是未来，这是接下来30天,3个月，半年或是1年的前景，这让公司各部门的人,做正确的事,设立工作重点,变得非常容易。

斯坦福公开课 - Twitter之父Jack.Dorsey演讲：好奇和灵感的力量课程节选

I can buy insurance for myself this year and I can stop and if I--there's nothing gained-- or next year I would just have to pay it again.

这一年也许我会买这种保险,但是如果觉得划不来了,我可以停买,或者在下一年续买

耶鲁公开课 - 金融市场课程节选

If I draw this down this this point is this year's income down here and this point here is next year's income; I'll use Y for income.

过这点画一条x轴的垂线,表示今年的收入,再画一条y轴的垂线,表示下一年的收入,我用y表示收入

耶鲁公开课 - 金融市场课程节选

I would take my income this year, invest it at the interest rate, and it would turn into Y today times and then I get income next year; so I could consume all that.

可以将今年收入,以利率水平投资,Y天后这份收入就会变成1+R倍,在获得明年的收入后,这些可以一起花掉

耶鲁公开课 - 金融市场课程节选