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I think maybe the same movement that created the Yale Cooperative Society in the late nineteenth century also spurred credit unions.
我想大概在19世纪晚期,推动形成了"耶鲁互助会"的那场运动,同时也催生了信用合作社
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and everyone is working towards like going into med school, so we all help each other out.
一切都是为上医学院预备的，所以我们互帮互助。
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Or the insurance company could be a mutual insurance company, in which case the insurance company is owned by the insured.
保险公司也可以是互助保险公司,也就是保险公司的股东就是被保险人
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We have the active learning, the collaborative learning from other students.
我们有自主学习，从他人身上学的,互助式学习。
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And here it's much more supportive.
在这里就更加互助。
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Northern Rock, which was a building society in the United Kingdom, had a sudden bank run in September 2007.
北岩银行,是英国的一家建屋互助会,在2007年9月突然出现银行挤兑
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Credit unions are -I think they came out of kind of the cooperative movement.
信用合作社,我想它大概是源自互助合作运动
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This also came from a U.K. movement called the Building Society Movement, which spread to the U.S.
储贷协会也是源自英国的一场运动,叫做建房互助协会运动,同样也传到了美国
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The idea was that a lot of people can't afford a house -let's all get together and pool our money -in a Building Society or Saving and Loan Association -and then we'll loan out to some of us to buy the house.
当初的想法是,很多人都买不起房子,那我们就把钱凑在一起,放到一个建房互助协会或储贷协会里,然后向我们中那些要买房的人发放贷款
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Northern Rock was a British building society that was investing in subprime paper in the U.S.
北岩银行是英国的一家建房互助协会,它曾在美国投资次级债券
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.. The problem is again the ideal-- they're trying to work toward what I think of an ideal that we see in finance-- 1 mainly, the perfect correlation of consumption and the elimination of risk--we all help each other.
问题又回到了理想-,他们为之奋斗的这种理想状态,如果用金融学的理念来解读-,就是消费与风险消除的相关系数为,即完全正相关，所有人都互助互利。
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Savings and Loans are the same as Building Societies, but the idea--the original idea and also the general idea today -is that these are banks set up for small savers in order that they can buy a house.
储贷协会和建房互助协会是一回事,其初衷以及现在的一般理念是,这些银行的建立是为了,让小额储蓄者买得起房子
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