It has to have a contract design; that would be a document, which is a contract between the insured and the insurance company.
它必须有合同设计,那是一个文件,也就是被保险人和保险公司签订的合同
You sign it, you know, you sign up, you give, you know, a monthly donation
你签字,你签订一个合同,你每月捐钱,
One thing they could do, presumably, is they could write a contract, these firms.
他们或许可以,签订一个合同
They're the ones--there are other people who have contracts with the company, like the employees, but the employees are not shareholders; they are receiving salary or something else.
还有其他,和公司签订了合同的人,像员工,但员工不是股东,他们拿工资或其他东西
Insurance pools risks like life risks or fire risks by writing policies to individual policyholders.
保险业分散风险是通过,与个人签订保险合同,比如寿险合同,或者火险合同
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