我确信消费者金融保护局会伤害而非帮助消费者。
I believe that a consumer Financial Protection Agency will hurt rather than help consumers.
消费者金融保护局将设置适用于整个市场的统一的高标准。
The CFPB will set high and uniform standards across the market.
然而由于消费者金融保护局（CFPB）的存在，规定依旧是一个威胁。
Regulation is still a threat now that the CFPB is in place, however.
到那时消费者金融保护局应该已经建立，它将有自己的工作人员和负责人。
The new consumer agency should be established, with its own staff and director.
到那时消费者金融保护局应该已经建立，它将有自己的工作人员和负责人。
The new consumer agency should be established, with its own staff and director.
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