You need to check your credit report and FICO score regularly.
你需要检查你的信用报告，以及你FICO的固定得分。
While the FICO score is stable, the interest rate is much higher for higher DTI.
FICO分数基本稳定的情况下，DTI越高利率也就越高。
Applying for new credit affects two of the FICO score categories in a negative way.
申请新的信贷会对两项FICO评分产生不利影响。
Preserving your FICO score, and improving it, is not difficult, but it may take time.
维护你的信用评分，并加以改进，是不是很难，但可能要花一段时间。
How do you make sure that your FICO credit score is correct?
你如何确保你的信用信用评分是正确的呢？
They are also looked down upon by your FICO credit score and other lenders.
他们也看不起你的信用信用评分，其他放款。
They are also looked down upon by your FICO credit score and other lenders.
他们也看不起你的信用信用评分，其他放款。
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