If you can afford it, get a short-term loan.
如果你能够负担，获得短期贷款。
Do I Want a Short-Term Loan, or a Longer One?
我想要一个短期贷款，或更长呢？
The short-term and long-term loan are handled very different by the bank.
银行对短期和长期贷款采用完全不同的处理方式。
The short-term and long-term loan are handled very different by the bank.
银行对短期和长期贷款采用完全不同的处理方式。
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