你需要自律性以便每个月为一些明确而长期的目标存钱。
You need the discipline to continue to save money for specific, long-term goals every month.
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目标的两个特征是难度和明确性。
Two features of goal are difficulty and specificity.
明确性——“恢复身材”,这就是一个笼统的目标。
Specific– – A general goal would be, "Get in shape. ""
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