If a bank needs some quick cash, it can always borrow it from a bank down the road for that prime lending rate.

如果一家银行需要尽快获得一笔流动资金，他总是能够以基本放款利率从另一家银行借到这笔钱。

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Major Banks including bank of America, Wachovia and Wells Fargo soon followed with cuts in their prime rate. This is what Banks charge their best customers.

包括美国银行，瓦乔维亚银行和富国银行在内的各大银行也紧随着降低了他们的头等客户贷款最低利率。

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The empirical results show that the Banks with larger scale tend to have lower prime rates and that bank capital costs and operating expenses have positive effects on the prime rate pricing.

实证结果发现，银行资金成本及营业费用对基本放款利率有正向影响，而规模愈大的银行则会有较低的基本放款利率。

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The empirical results show that the Banks with larger scale tend to have lower prime rates and that bank capital costs and operating expenses have positive effects on the prime rate pricing.

实证结果发现，银行资金成本及营业费用对基本放款利率有正向影响，而规模愈大的银行则会有较低的基本放款利率。

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