It started with things like assessing credit risk from loan applications, sorting the mail by reading handwritten zip codes.
它是从例如评估贷款申请的信用风险，阅读手写的邮政编码来分类邮件等开始的。
To reduce risk and achieve acceptable credit evaluation results, INT-CA wants to provide a different customer credit evaluation service to their loan reviewers.
为了减少风险和实现可接受的信用评估结果，INT - CA希望向其贷款审批人员提供不同的客户信用评估服务。
After a period of record new loan creation, issuance is easing as the front-loading of new lending runs its course and Banks become more mindful of credit risk.
在创纪录的信用创造之后，随着前期新增贷款进入运行轨道和银行更加注重信用风险，放贷将渐趋缓和。
In our example scenario, let's say that the organization has decided to change the criteria to determine the credit risk and the loan provider based on the loan amount.
在我们的示例场景中，假设组织决定修改根据贷款额度确定贷款风险和贷款提供的条件。
We believe that these benefits would be offset by the higher credit risk that would be embedded in the consolidated entity's loan book compared with Piraeus' own credit portfolio.
我们相信，与Piraeus自己的信贷产品的资产组合相比，合并的实体的贷款登记簿中所蕴藏的信用风险更大，会抹煞掉这些好处。
Based on this policy condition, the Dynamic Assembler invoked the Low risk credit check endpoint and the premium loan provider endpoint.
根据这个策略条件，DynamicAssembler调用了低风险贷款支付终端和特殊贷款提供终端。
The conventional methods of managing credit risk, such as diversification, bank loan sales, and asset securitisation, offer only a partial solution to controlling credit risk exposure.
传统的信用风险管理办法，例如分散化，银行贷款出售和资产证券化，只提供了控制信用风险暴露的部分办法。
Credit default swaps, he points out, simply allow lenders to offload the risk of a default on a loan to someone else who, for a price, is willing to take on this risk.
他指出，信用违约交换，简单地讲，就是让贷款人卸下贷款的违约风险，转移给一个愿意以某种价格承担这项风险的人。
Besides market risks, Goldman also assesses credit risks, based on whether a counterparty might default on a loan or fail to honour a derivative contract, and liquidity risk.
除了市场风险，高盛也评估业务相对方拖欠贷款或衍生合同违约所带来的信用风险，以及流动性风险。
With the development of the consumptive credit loan, commercial Banks have to focus on how to avoid personal credit risk and improve efficiency for more profit.
在大力发展消费信贷以求增加利润时，如何规避个人信用风险已成为商业银行关注的焦点。
It has been successfully applied to a broad range of knowledge acquisitions from diagnose medical to assess to credit risk of loan applicant.
目前已被成功地应用于医疗诊断、贷款申请中的信用风险评估等多领域的自动知识获取中。
But because of the shortage of personal credit system, it must have the risk countermeasure to grantee the loan.
但由于个人信用制度的短缺，我国助学贷款的顺利发放还需要有有效的风险防范机制。
Carrying out the credit insurance of bank loan can reduce the credit risk of bank effectively and provide more business for insurance.
开展银行贷款信用保险可有效防范银行信用风险，并为保险业提供更广阔的业务空间。
To make provision loan loss provision is a measure taken by commercial Banks to fight against credit risk. Ineffective loan loss provision will affect banking capital and profit.
提取贷款损失准备金是商业银行应对信用风险的措施，无效的贷款损失准备对银行资本与盈利有一定的影响。
The term sub prime refers to the credit quality of particular borrowers, who have weakened credit histories and a greater risk of loan default than prime borrowers.
术语“次级”指的是特殊的贷款者的信贷品质。他们有不良信贷的史例并且比初级贷款者拖欠贷款的风险更高。
Therefore, the research on credit risk measurement based on IRB is practically significant for Chinese commercial banks to control their increasing bad loan and enhance the core competitive capacity.
因此，以IRB思想为指引研究商业银行的信用风险度量问题，对于控制中资商业银行不良贷款的增长，提升其核心竞争力具有现实的意义。
Credit risk evaluation is the basic work of commercial bank's credit risk management, which goal is to analyze the credit risk of the bank in provides a loan, and support the decision of the loan.
信用风险是商业银行信贷风险管理中一项基础性的工作，其目的在于分析银行在贷款业务中可能面临的信用风险，从而为贷款决策提供依据。
It may not only benefit for the improvement of credit risk management in Banks, but also can reduce the revenue risk in loan.
这有利于银行提高信用风险管理水平，降低银行在信贷过程中的收益风险不对称。
Determining certain interest rate and loan to value ratio (LTV) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan.
存货抵押贷款中，信用风险主要来源于抵押物价格和流动性风险，信贷人确定适当的利率和贷款价值比能够有效缓释信用风险。
The lower quality and highly bad loan of credit assets in the commercial bank of our country has became the most hidden trouble of financial risk.
我国商业银行信贷资产质量低下，不良贷款比率高，已经成为我国金融风险的最大隐患。
How to draw lessons from the credit risk management method of the advanced Banks, promote the management level of loan credit risk of the city commercial Banks, is a arduous mission that we face.
如何借鉴国际银行界先进的信用风险管理方法并运用于我国城市商业银行的风险管理，提升我国城市商业银行的贷款信用风险管理水平，是我们面临的艰巨任务。
The loan risk of bank has directly relation to the enterprise and company's actual strength, benefit and credit and so on.
企业的实力、效益及信用等直接关系到对它提供贷款银行的风险。
However, as there is no guarantor or collateral while offering a credit loan, bank officers need to analyze the borrower's accounting information comprehensively to reduce the risk to the bottom.
但是在银行发放信用贷款的时候，由于银行没有获得相应的保证以及担保物，就势必需要对借款企业的会计信息进行全面分析，尽可能降低信贷风险。
Loan portfolio credit risk measurement is significantly characterized by lack of empirical default data.
贷款组合信用风险度量的显著特征是缺少实际违约数据。
How to fully accurate reflect default dependence in loan portfolio credit risk measurement, is the the focal point of current academic research and practical applications.
如何在贷款组合信用风险度量中充分准确的反映违约依赖性，是当前学术研究和实践应用中的重要问题之一。
Both sites look at potential borrowers' credit histories and other factors and assign them risk scores, which are then used to decide the interest rate of the loan.
这两个网站都关注潜在借款人的信用历史及其他因素，并对他们进行风险评分，再以此来决定贷款的利率。
Finally, through constructing credit risk evaluating system of individual housing loan, the practicality of these methods was proved.
最后，通过个人住房贷款信用风险评估体系的建立验证了这些方法的实用性。
Finally, through constructing credit risk evaluating system of individual housing loan, the practicality of these methods was proved.
最后，通过个人住房贷款信用风险评估体系的建立验证了这些方法的实用性。
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