And if the insurance on the luxury car has expired, the likelihood of foul play drops further, since this increases the likelihood a person will drive a cheaper but properly insured car.
而且，如果豪华车的保险已经过期，暗藏猫腻的可能性就更低，因为某人虽驾驶一辆廉价车，但他妥善为汽车上保险的可能性更高。
According to co-insurance clauses, the insured person must pay usually 20 percent of the total expenses covered.
根据共同保险条款，保险人通常必须付全部费用的百分之二十。
A mortgagee, consignee, or other person having an interest in the subject-matter insured may insure on behalf and for the benefit of other persons interested as well as for his own benefit.
抵押权人、收货人或对保险标的有利益的其他人，除为了自已的利益外，得代表和为其他有利害关系的人的利益进行保险。
Payment of the premium is the most important obligation of the insured person, and is the proviso under which the insurance company will assume the responsibilities of the insurer.
交纳保险费是投保人最重要的义务，保险公司只有在投保人支付保险费的前提下，才承担保险责任。
The insured is at least 18 years old. He should apply for the survival benefit in person, with his identity card and policy.
被保险人已年满18周岁，申请生存金需被保险人本人带身份证、保单申请。
Perspnal insurance is a kind of insurance where subject-matter of insurance is the life and health of the person who is insured.
人身保险是以被保险人的生命和健康为保险标的的保险。
The replacement of the signature of the applicant or insured people by sales person is forbidden.
销售人员代替投保人和被保险人签名则被严令禁止。
What is the role of excess? Excess, also called deductible, is to the first amount of the claim which the insured person has to bear.
多余的角色是什么？多余的，也被称为可抵扣，是第一个数量的索赔，保险人必须忍受。
A life-insurance company, for instance, could wrongly predict the life span of every person it insured but still get the correct result for the group.
例如一个人寿保险公司也许不能预测每个人的寿命长度，但它可以对群体做出准确预测。
Article 254 In effecting payment of indemnity to the insured, the insurer may make a corresponding reduction therefrom of the amount already paid by a third person to the insured.
第二百五十四条保险人支付保险赔偿时，可以从应支付的赔偿额中相应扣减被保险人已经从第三人取得的赔偿。
Ten percent of the preceding expenses shall be paid by the insured person, provided that they do not exceed the maximum amount allowed by the competent central authority.
前项费用，由被保险人自行负担百分之十。但以不超过中央主管机关规定之最高负担金额为限。
Mondial-assistance will arrange and provide the medical evacuation and repatriation services, if the Insured Person suffers an injury or sickness during a trip.
若被保险人罹患疾病或遭受意外事故，由蒙迪艾尔旅行援助服务公司安排及提供医疗运送和送返的服务。
Insurable interest is the interest that the law requires the insured to have in the thing or person insured.
保险利益是投保人或被保险人与保险标的之间的法律上的关系。
The insurance benefits may become void if the insured person conceals or hides his illness history or health status from the insurer.
如被保险人隐瞒或隐匿病史或健康状况，保险利益可能失效。
An insured person receiving medical care at a hospital operated or specially contracted by the insurer shall leave the hospital as soon as he is deemed fit for convalescence elsewhere.
住院诊疗之被保险人经保险人自设或特约医院认为可出院疗养时应即出院。
They do not include the expenses of service in the nature of salvage rendered by the assured or his agents, or any person employed for hire by them for the purpose of averting a peril insured against.
救助费用不包括为避免承保危险，被保险人或其代理人或他们雇用的任何人提供的救助性质的服务所支出的费用。
The Personal Effects benefit only covers the trip outside the city where the Insured Person is Studying and the maximum insurance period for this benefit is 30 days per trip.
随身财产保险仅适用于被保险人在留学期间的出外旅行，且该保险责任保障的外出旅行期间每次最长以30天为限。
Article 29 The title of an insured person or his beneficiary to all kinds of insurance benefits may not be assigned, offset, attached or mortgaged.
第29条(保险给付受领权及抵销)被保险人或其受益人领取各种保险给付之权利，不得让与、抵销、扣押或供担保。
Proposed Insured must be one of the Insured Person (s).
投保人必须为其中一名受保人。
We will pay the Insured Person loss of Baggage due to theft, robbery, accident or third party's liability according the lower between actual value and maintenance fare during oversea travel.
如被保险人在境外旅行期间，其随身行李意外遭受抢劫、盗窃或因意外事故或其他第三方责任损坏或遗失，我们将赔偿该行李的实际价值或修复费用之较低者。
We will pay the Insured Person loss of Baggage due to theft, robbery, accident or third party's liability according the lower between actual value and maintenance fare during oversea travel.
如被保险人在境外旅行期间，其随身行李意外遭受抢劫、盗窃或因意外事故或其他第三方责任损坏或遗失，我们将赔偿该行李的实际价值或修复费用之较低者。
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