Banks have an average loan-to-deposit ratio of only 67%, low by international standards, and less than 5% of Banks' loans are non-performing, down from 40% in 1998.
银行的平均贷存比例只有67%，低于国际标准，同时银行的坏账率从1998年时的40%下降到现在的5%。
Our ratio of non-performing loans is going down.
我们的不良贷款率在不断下降。
Our ratio of non-performing loans is going down.
我们的不良贷款率在不断下降。
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