During the same period, families have been asked to absorb much more risk in their retirement income.
在同一时期，家庭的退休收入承担了更多风险。
They can barely make ends meet because their retirement income has vanished with the stock market.
他们几乎不能做到收支相抵，因为他们的退休收入伴随着股市一起蒸发掉了。
46 "ERISA" means the Employee Retirement Income Security Act of 1974, as amended, and the regulations thereunder.
意指经修订的1974年雇员退休收入保障法案，以及法案项下的各项规则。
Immediate annuities are typically used to supplement other retirement income sources while keeping pace with inflation.
即时年金一般用于其它退休收入的补充，并与通货膨胀率挂钩。
That will ruin the pay-as-you-go state pension schemes that provide the bulk of retirement income in rich countries.
这将可能会完全破坏掉发达国家的退休收入的基础，退休金的项目。
Up until then, Katz says, you worked for a company for 30 years, then you got a gold watch and a fixed retirement income.
直到那个时候，凯兹才谈到：为公司工作30年后，你可以得到一块金表或固定的退休金。
I was shocked that my retirement income was only a Fraction of my regular income working as a Turn Table Operator in a Factory.
我感到非常震惊，我的退休收入只有一小部分，我经常性收入的工作作为一个把表营办商在一间工厂。
The fourth option is to sell services to supplement your retirement income or just to have fun and stay active in your golden years.
第四个选择是出售服务以补充退休后的收入或者仅仅是在暮年找点乐子。
You may decide the retirement income amount on your own and have the right to review this amount every year after activating this option.
您可自行决定退休入息提款的金额及有权每年调整此金额。
Any costs incurred in remitting the retirement income withdrawal will be at the expense of the Policy Owner and will be deducted from the remitted amount.
退休入息提款所衍生的任何收费，将为保单持有人的支出，并会从退休入息提款金额中扣减。
If you are retired, you should have 30% of your annual income in savings. (I'm assuming this means retirement income since if you're retired you don't have employment income.)
对已经退休的，应该储蓄年收入的30%(这里的年收入仅指退休后的收入不包括工作收入)。
Because the cost of such schemes is high, new employees are usually offered defined-contribution (DC) schemes, in which employer contributions are lower and retirement income varies with the markets.
因为这些计划的成本很高，新员工通常适用于固定缴款计划，这种计划雇主缴款较低且退休收入随着市场变化。
He wanted to have a source of income after his retirement; until then, he wouldn't require additional money.
他想在退休后有个收入来源，而这之前则不需要额外的钱。
Moreover, unlike with an individual retirement account, you don't need earned income to fund a variable annuity, so you can open an account for a toddler.
此外，不象个人退休帐户，可变年金账户并不需要靠固定收入来维持。所以你甚至可以给婴儿开设这样的账户。
He added that people needed to be saving at least 12pc of their income each month to ensure they had a comfortable retirement.
他补充道，人们每个月必须将他们收入的12%存到养老金里才可以保证退休后过得舒服点。
Her only income came from sporadic leasing deals, forcing her to dip repeatedly into retirement savings.
她仅有的收入来自于零星的租赁交易，这令她不得不经常动用退休储蓄。
But even middle-class people who might skate by on savings or a spouse’s income are jarred by an abrupt end to working life and to a secure retirement.
即便是对于可以依靠存款或配偶的收入生活的中产阶级，工作生涯突然结束，安稳的退休生活遭受挑战也无疑是个打击。
She says she has cut back on spending and plans to give fewer gifts this holiday season due to her lost income and diminished retirement savings.
她说由于没有收入来源，退休储蓄也缩水，她已减少开支，并计划在节日里减少送人的礼物。
Stocks, whether for the 17.9% of families that own equities directly or the 53% that own them through retirement plans, just don't represent a big-enough asset to make up for shortfalls in income.
至于股票，17.9%的家庭直接持有，另有53%的家庭通过他们的退休计划持有，它并不代表着有足够的资产来弥补收入的不足。
Schemes try to build up a capital pot, which is used to buy an income in retirement, for example in the form of an annuity.
退休金计划试图建立一个资产池，用来在退休时获得收益，例如以年金的形式。
Many people follow the rule of thumb to save at least 10 percent of their income for retirement and another 10 percent for other goals, such as an emergency fund.
根据经验，许多人每月存10%的工资作为日后退休的储蓄，另存10%以备他用，比如应付突发事件。
She started by having 8% of her pre-tax income set aside in her employer’s retirement plan.
她从雇主的退休计划中留出税前收入的8%。
If you want and need to earn only a little money from a part-time or retirement business, the income equation will not factor as heavily as other issues.
如果你想要并且必须从兼职工作或者退休业务中只赚一点点钱，收入将不会比其他问题更重要。
The result is that many people head into retirement needing a little extra income to cover expenses and provide an adequate lifestyle or to maintain their pre-retirement lifestyle.
其结果就是许多人觉得退休后需要一些额外的收入来支付日常费用并且提供一个适当的生活方式或者维持他们退休前的生活方式。
America should index the retirement age to longevity and make the benefit formula for upper-income workers less generous.
美国应该根据寿命来调整退休年龄，整改高收入人群的收益计算公式。
It's no wonder that 62 percent of younger boomers (ages 51 to 65) expect employment to be a source of income in their retirement years.
难怪62%更年轻的婴儿潮出生的人(年龄大概51到65)希望工作能成为他们退休年的收入来源。
It's no wonder that 62 percent of younger boomers (ages 51 to 65) expect employment to be a source of income in their retirement years.
难怪62%更年轻的婴儿潮出生的人(年龄大概51到65)希望工作能成为他们退休年的收入来源。
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