Exempt retirement plans. Complete Part XV.
豁免的退休计划。完成第十五部份。
Marjorie Baer used to joke about her retirement plans.
玛乔丽·贝尔曾经拿她的退休计划开玩笑。
They might offer retirement plans similar to what are called 401 (k) plans.
他们可能提供类似401 (k)计划的退休金方案。
Many employers have already introduced automatic enrollment in their retirement plans.
许多雇主已经为其雇员在其退休计划中自动进行注册。
Almost half of us households own stocks and bonds in the form of mutual funds, most of those through retirement plans.
几乎半数美国家庭以共同基金的形式持有股票和债券，而其中的多数有关系到他们的退休计划。
Now, if you are someone with your retirement plans all set and ready to go, this article will be way too basic for you.
如果你现在已经想好你的退休计划，并且准备去开始你的计划，这篇文章对你来说太基础了。
'As equity markets return and stocks trade up, people are now in a position to execute their retirement plans,' he says.
他说，随着股市回升、股价上涨，人们现在能够实施退休计划了。
The state sponsored retirement plans are responsible for the entire pension obligations payable to retired employees.
该个由国家资助的退休金计划承担对退休雇员的所有退休金责任。
For most of the last decade, Americans treated their homes as sources of ready cash and as brick-and-mortar retirement plans.
过去十年的大多数时候，美国人都将自家房子视为稳定现金来源和以砖块水泥构筑的退休计划。
For investors counting on stocks for retirement plans, the most recent decade means many have fallen behind retirement goals.
对于指望股票作为退休计划的投资者而言，最近10年意味着许多人的退休目标都落空了。
He was always concerned about pay raises, retirement plans, medical benefits, sick leave, vacation days and other perks.
他总是很关心加薪、退休政策、医疗补贴、病假、工薪假期以及其他额外津贴这类的事情。
Yet there are other ways to create "default savings", such as companies offering automatic deductions to retirement plans.
然而还有其它方式产生“默认存款”，如公司提供的养老金自动扣缴方案。
More than 80% of respondents say they will not cut back on contributions to employee retirement plans and only 12% say they will freeze wages.
超过80%的受访者表示，不会减少企业对员工退休计划的注资，只有12%的受访者表示将冻结工资水平。
Also look into any employer-sponsored retirement plans you may have at work, which potentially offer tax benefits along with savings for the future.
而且，看一看工作中的雇主资助退休计划，它们提供了税务好处以及未来存款。
Offered within 401 (k) s and other defined-contribution retirement plans, these products aim to shield investors from market downdrafts and deliver modest returns.
这些产品包括在401 (k)计划和其他固定缴款退休计划中，意在帮助投资者防范市场下滑，提供较小规模的回报。
Employee benefits typically refers to retirement plans, health life insurance, life insurance, disability insurance, vacation, employee stock ownership plans, etc.
员工福利通常指退休方案、健康保险、人寿保险、伤残保险、休假、员工持股计划等。
Over the long term, that is likely to require workers to rethink the generous social benefits, long vacations and early retirement plans they once took for granted.
从长期看，这很可能需要工人们重新考虑慷慨的社会福利，长假和早退休，虽然这些向来都是他们认为理所当然的。
FSR does have some good ideas — making retirement plans at companies that offer them automatically enroll employees, for example — but its big idea is unrealistic.
FSR有些想法确实不错——例如，企业制定退休计划，从而自动招收员工——但并不现实。
Related Guide: For details on Keogh plans and other retirement plans benefiting self-employed owners, see the Financial Guide: EMPLOYEE BENEFITS: How To Handle Them.
相关的指南：基奥计划（指自由职业者为退休而存款）和其它退休计划收益的自雇佣所有者的细节，参看财务指南：雇员好处：怎么处理它们。
Patagonia was followed immediately by another 11 Californian firms, including Give Something Back Office Supplies, Green Retirement Plans and DopeHut, a clothing retailer.
巴塔哥尼亚在加州很快就有了11个追随者，其中包括回馈办公用品公司、绿色退休计划及多普客等加州企业。
The change involves pension and post-retirement plans, and a switch to a "mark-to-market" method to recognize actuarial gains and losses in the period when they were incurred.
改变涉及养老金和退休后的计划，并改用“按市值计价”的方法来确认当期发生的收益及损失。
I am concerned about this because the U. s. Department of Labor is the regulatory watchdog for many of the nation's retirement plans. Retirement security is not just another issue to me.
我关注这一点是因为美国劳工部是国家退休计划的监管部门，我对退休保障这个问题是责无旁贷的。
Stocks, whether for the 17.9% of families that own equities directly or the 53% that own them through retirement plans, just don't represent a big-enough asset to make up for shortfalls in income.
至于股票，17.9%的家庭直接持有，另有53%的家庭通过他们的退休计划持有，它并不代表着有足够的资产来弥补收入的不足。
However now the Gallic midfielder, arguably one of the most influential players of the past decade, has suggested that any retirement plans will depend on the level of play he is capable of come 2005.
年皇家马德里的合同到期。并且这提示他将要退休在最早声明里的这截止日期。
Retirement. Perhaps four brokers have shown you four different plans; two say you can retire and two say you can't.
退休：也许四个经纪人给你了四种不同的方案；两个认为你可以退休，两个认为不可以。
Across Europe, 65 is a common retirement age. Germany and Britain have plans to raise that threshold to 67 or beyond.
欧洲各地普遍的退休年龄是65岁。德国和英国计划将这个门槛提升到67岁甚至更高。
Across Europe, 65 is a common retirement age. Germany and Britain have plans to raise that threshold to 67 or beyond.
欧洲各地普遍的退休年龄是65岁。德国和英国计划将这个门槛提升到67岁甚至更高。
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