This paper proposes multiple internal credit risk rating system which refers to commercial bank credit risk.
本文提出了信贷风险的内部信用评价指标体系。
The Internal Rating Based Approaches is the basic of credit risk rating system, which is used to dissolve the credit risk in our commercial banks.
以内部信用评级为前提的信用风险预警方法是防范和化解信贷风险的基础。目前我国商业银行都采用这一方式管理信贷风险。
Some countries like America established its credit risk revealment system with the foundation of information revealment and the core of credit rating.
美国等国正是如此，建立了以信息披露为基础、以资信评估为核心的证券市场信用风险揭示机制。
Thus it is proposed that the key to prevent risk for the Bank is to build internal control institution, especially the internal rating system.
提出在树立“风险防范优先”的理念下，建立健全内控制度，特别是在建立内部信用评级体系上狠做文章，成为进出口银行防范风险的关键。
Office building in the collection of personal housing accumulation fund loans for personal credit rating information into the system, the risk of personal loans for presentation.
会同建设厅采集个人住房公积金贷款信息纳入个人征信系统，对个人贷款风险进行提示。
Within this system are contained data collection, IT system as the support of credit risk evaluation, determination of internal risk rating and quantification of default and loss.
我国在构建内部评级体系过程中存在着诸如借款人评级和债项评级无数据跟踪；
The author made some suggestions about how to build the perfect the rating system in banks of our country, which was to reduce the risk in SND issue and protect the behalf of investors.
并提出了建立和完善信用评级体系来规范我国商业银行次级债发行，保护投资者利益的一些建议和措施。
The author made some suggestions about how to build the perfect the rating system in banks of our country, which was to reduce the risk in SND issue and protect the behalf of investors.
并提出了建立和完善信用评级体系来规范我国商业银行次级债发行，保护投资者利益的一些建议和措施。
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