Instruments like savings accounts and certificates of deposit pay a small rate of interest. They carry little risk.
像储蓄账户和存款证这样工具支付的利息很低，他们承担的风险也很小。
The continued strong depositors appetite for savings deposits in part reflected the narrowing of the interest rate spread between the short-term time deposit rate and the savings deposit rate.
存户将资金存放为储蓄存款的显著趋势持续，部分反映短期定期存款与储蓄存款之间的息差收窄的情况。
Second step, lets loose the situation according to the rate on loan, lets loose the part long-term deposit interest rate, like one year time savings deposit, agreement to male deposit and so on;
第二步，根据贷款利率放开情况，将部分长期存款利率放开，如一年期储蓄存款，协定对公存款等；
Savings/time optional deposit in foreign currency are registered deposit without fixed amount, without definite maturity, whose interest rate varies in line with the length of maturity.
外币定活两便存款是一种不确定存期，利率随存期长短而变动的记名式不定额存款。
Savings/time optional deposit in foreign currency are registered deposit without fixed amount, without definite maturity, whose interest rate varies in line with the length of maturity.
外币定活两便存款是一种不确定存期，利率随存期长短而变动的记名式不定额存款。
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