第四章“对改进我国商业银行内部信用评级系统的策略探讨”。
The fourth chapter is about "strategies on improving internal credit rating system in commercial bank of China".
本文利用排序多元离散选择模型，结合实际数据，对中国银行的客户信用评级系统进行了检验。
This paper USES ordered multivariable discrete choice model and practical data to test the client credit grading system of Bank of China.
问题在于这种排除了人为因素的系统一旦模型失效，一旦公司的信用评级受到质疑，那么一切都不可信了。
The problem with an impersonal system is that when the models fail, and when companies’ ratings become suspect, everything is called into question.
我们已经确定了银行中其他系统提供的几个服务——CRM、产品信息……。 我们还将利用银行与我们的第三方信用评级提供商的关系。
We've identified several services offered by other systems in the bank -- CRM, Product Information… And we will also capitalize on the bank's relationship with our third-party credit scoring provider.
金融信用制度建设是一个系统工程，其核心制度主要包括征信制度、信用评级制度和信用管理体系。
Financial credit system is a systematical project, its core system includes acquisition credit, judgment credit and administration credit system.
金融信用制度建设是一个系统工程，其核心制度主要包括征信制度、信用评级制度和信用管理体系。
Financial credit system is a systematical project, its core system includes acquisition credit, judgment credit and administration credit system.
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