完善国有商业银行人力资源管理制度的思考。
The consideration aimedat perfecting the human resource management system of biz in China.
提高国有商业银行的客户忠诚度成为当务之急。
State-owned commercial banks improve customer loyalty become an urgency matter.
所以探讨国有商业银行经营战略转型意义重大。
So it make sense to discuss the operational strategies of state-owned commercial Banks.
因此，全面提升竞争力是国有商业银行的必然选择。
Therefore, it is an inevitable choice to increase the competitiveness of state-owned commercial Banks.
国有商业银行的证券投资选择与其特许权价值相关。
The investment choice of Chinese state-owned bank is related to its franchise value.
但是在债转股实践中，资产回收风险依然困扰着国有商业银行。
But in practice state-owned commercial Banks are faced with the grave problem of asset recovery.
当前，经济环境的变化要求国有商业银行实施现代市场营销战略。
At present, the changes of economic environment demand the state-owned commercial Banks carrying out the strategy of marketing.
我国国有商业银行战略转型的目标就是要实现股东价值的最大化。
Thus strategic transformation, which is aimed at maximizing the value of shareholders, is in order.
我国国有商业银行在跨区域提供金融服务支持方面存在一定的障碍。
There are obstacles to support state-owned commercial Banks in China to offer trans-regional services at present.
2002年四大国有商业银行的综合绩效排名好于企业性绩效排名。
In 2002, the comprehensive performance of the four big state-owned commercial Banks ranks higher than enterprise performance.
如何培育和提升四大国有商业银行竞争力水平则是解决问题的关键所在。
In this article the author put forward a set of approaches about how to foster and promote the competitive capacity of the state-owned commercial Banks.
本文从国有商业银行的特点出发，从客户满意的角度来提高客户的忠诚度。
In this paper, the characteristics of state-owned commercial Banks, base of the perspective of customer satisfaction to increase customer loyalty.
我国四大国有商业银行在整个银行体系中市场集中度过高，存在着市场势力。
In whole bank system, four state-owned commercial Banks occupy some high concentration ratio and market power.
在波特竞争战略理论分析框架中，国有商业银行被“锁定”于竞争劣势均衡。
State owned commercial banks are locked in competitive inferior equilibrium under Port's competition tactics theory.
优质客户流失问题。国有商业银行利润形成主要是依靠20%左右的优质客户。
Losing of good client: the profit of the state-run commercial Banks mainly depends on the 20% good clients.
如何防范金融机构的腐败问题，如何完善国有商业银行的监管成为社会关注的热点。
How to against the corrupt problem of the financing institution, how the perfect and state-owned commercial bank Supervision hot point that become society's pay attention to.
与此同时，国有商业银行的贷款增长较快，在正常贷款中也还蕴藏着许多潜在风险。
Meanwhile, along with the fast growth of loans, it will bring in much more new potential risks to the national commercial Banks.
目前，宜宾市金融市场的竞争主要在四大国有商业银行之间进行，市场竞争十分激烈。
At the present time in Yibin city, the competition about financial business is primary and very intense, among the four state Banks.
面对强劲的对手，国有商业银行如何抓住机遇，提高自己的竞争能力已成为当务之急。
Facing the strong match, how does the state-owned commercial bank hold the opportunity, sharpens own competitive ability to become the urgent matter.
资产管理公司的成立，标志着我国处理国有商业银行的不良资产进入了一个实质性阶段。
The establishment of capital management company shows that our country has entered a substantial stage in handling unhealthy assets of state-owned commercial banks.
中国入世和股份制商业银行的扩张，正对国有商业银行的这种激励体制形成极大的挑战。
Chinas having been in the WTO and the expansion of joint-stock commercial Banks are challenging the invigorative system.
但是由于道德风险的存在，使得财政在处理国有商业银行财务危机中发生的成本一再扩大。
However, due to moral hazards, the fiscal cost has expanded again and again in dealing with the financial crisis of state-owned commercial Banks.
年薪制作为按管理要素分配的一种模式，成为了国有商业银行推崇的一种薪酬和激励制度。
As a model distributed according to management factor, the yearly salary system becomes a salary and encouragement one praised highly by state commercial bank.
国有商业银行推进信息披露要遵循一定的原则，以阶段性推进的方式实现有限的信息披露制度。
To promote the information disclosure, the state-owned commercial Banks must obey some principles to realize limited information disclosure system step by step.
从调整贷款结构、完善贷款程序等几个方面阐述了四大国有商业银行防范信贷风险的方法和措施。
This paper elaborates the methods and measures that four giant state-owned commercial banks keep away from the credit risks from adjusting loan structure and perfecting loan program.
本文对我国国有商业银行的资本构成及资本充足比率进行分析，并相应提出了可供选择的有效对策。
This article analyses the capital structure and capital adequacy ratio of our state-owned commercial Banks, and accordingly puts forward the effective countermeasure to be chosen.
本文对我国国有商业银行的资本构成及资本充足比率进行分析，并相应提出了可供选择的有效对策。
This article analyses the capital structure and capital adequacy ratio of our state-owned commercial Banks, and accordingly puts forward the effective countermeasure to be chosen.
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