在支付房屋净值贷款利息方面，大多数房主可以享受联邦所得税减免待遇。
Most homeowners can get a federal income tax deduction on interest payments to a home equity loan.
贷款的点费﹐点费通常用于支付房屋净值贷款。
Number of points paid to for this loan. Points are usually only paid for home equity loans.
你还可以考虑房屋净值贷款，它可以提供减税，或考虑一个合并贷款。
You could also consider a home equity loan, which may offer a tax deduction, or a consolidation loan.
按这里的下一个步骤是为了最大限度地减少昂贵的房屋净值贷款安排费。
Click here for the next step which is about minimizing expensive home equity loan arrangement fees.
以前，人们可以利用房屋净值贷款或者信用卡来旅游消费，然后再慢慢还清。现在这是不可能的。
Because before, they used to get home equity [loan] or credit card or something and then they could travel and they paid slowly, but now it's impossible.
许多小型企业看到标题就头痛。因为他们用房屋净值贷款，以资助其业务在房市繁荣，在这期间强加诸自己很多债务。
Many small businesses are seen heading for trouble because they used home equity loans to fund their businesses during the housing boom, saddling themselves with too much debt in the process.
完美的定位： 2004年，兰斯和吉姆从银行取得一笔房屋净值贷款，最后共凑出15万美元用来开设他们的第一家时装店。
Perfect Fit : Taking out a home equity loan, Lawson and Wetzel pooled about $150,000 and opened the first location in 2004.
令事情变得复杂的是，复杂的抵押贷款挂钩证券的投资者，那些靠支付利息赚钱的人，可能还在犹豫，尤其是那些持有第二抵押贷款或房屋净值贷款的投资者。
Complicating matters, investors in complex mortgage-linked securities, who make money based on interest payments, could still balk, especially those who hold second mortgages or home equity loans.
德银证券(DeutscheBank Securities)的分析师预计，到2010年底前，将有2,100万户美国家庭在抵押贷款上的债务超过房屋净值。
Analysts at Deutsche Bank Securities expect 21 million U.S. households to end up owing more on their mortgages than their homes are worth by the end of 2010.
在它950亿美元的贷款账目上，超过1/3是房屋净值信用额度和二胎房贷，二者都比常见的住房贷款风险高很多。
Of its $95 billion loan book, more than a third is home-equity lines of credit and second-lien mortgages, both much riskier than the typical home loan.
最常见的是房屋净值和个人贷款﹐二者费用﹐利率和抵税情形不一。
The two most common loans types, home equity and personal, differ in fees, rates and tax deductibility of interest.
德银证券(DeutscheBank Securities)的分析师预计，到2010年底前，将有2,100万户美国家庭在抵押贷款上的债务超过房屋净值。
Analysts at Deutsche Bank Securities expect 21 million U. S. households to end up owing more on their mortgages than their homes are worth by the end of 2010.
德银证券(DeutscheBank Securities)的分析师预计，到2010年底前，将有2,100万户美国家庭在抵押贷款上的债务超过房屋净值。
Analysts at Deutsche Bank Securities expect 21 million U. S. households to end up owing more on their mortgages than their homes are worth by the end of 2010.
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