一些年前，银行和其他贷款者对风险漠不关心，他们掏钱给收入不稳定、信用记录差的人。
A few years ago, Banks and other lenders seemed indifferent to risk, as they doled out loans to people with dubious incomes and poor credit records.
它记录24个月中每部iPhone带来的收入，因为手机是作为AT&T和其他运营商用户预订服务的一部份进行销售。
It books the revenue from each iPhone over 24 months because the phones are sold as part of a subscription through AT&T (T) and other carriers.
他们还可以显示减少还款能力来衡量的信用分数，债务对收入比率，或其他标准，可能包括借款人的信用记录不全。
They may also display reduced repayment capacity as measured by credit scores, debt-to-income ratios, or other criteria that may encompass borrowers with incomplete credit histories.
他们还可以显示减少还款能力来衡量的信用分数，债务对收入比率，或其他标准，可能包括借款人的信用记录不全。
They may also display reduced repayment capacity as measured by credit scores, debt-to-income ratios, or other criteria that may encompass borrowers with incomplete credit histories.
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