Additionally, the new policy requires commercial Banks neither link the amount of loan to property appraisal value nor grant property mortgage loan without specifying the purpose of the loan.

另外，新政策不允许商业银行将贷款额度与房产评估价值挂钩也不允许发放没有实际用途的抵押贷款。

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Shanghai Banking Regulatory Bureau replied the loan policy has not changed and it will require commercial Banks to carry out the policy strictly.

上海市银监局明确表示，目前房贷政策没有出现任何变化，将一如既往地要求各商业银行严格执行相关政策。

youdao

The different credit policies of state - owned commercial Banks, city commercial Banks and rural credit cooperatives under the floating loan rate policy adopted in 2004 are interesting.

2004年的贷款利率浮动政策对国有银行、城市商业银行和农村信用社在信贷市场上的行为塑造作用是值得研究的。

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Some claimants never even had a loan, let alone a PPI policy, with the banks who receive demands for compensation, they say.

BBC: PPI: How did the bill ever get so big?

The BOE's Financial Policy Committee has also insisted prudential regulators forbid banks from meeting new higher regulatory capital requirements by reducing their loan books.

WSJ: Osborne Is Losing His Allies on All Sides

State-owned banks still dominate the financial sector and are kept profitable by a positive spread between loan and deposit rates dictated by government policy.

FORBES: China's Challenge: Balancing the State and Market