Lastly for now, if the surviving spouse is disabled, the Survivor Benefit could be available as early asage 50, with thesame reduction as for a non-disabled surviving spouse at age 60, 28.5%.
Laura Bucklin from Solon, Iowa -- who, at 21, is thesameageas Harry Potter would be now -- remembers the moment in 1998 when her friend lent her the first book.