Keep track of how much you'll need to pay for insurance (to protect against property damage, business interruption and floods) and office supplies.

计算你所需支付的保险（在发生财产损失、业务中断和洪水等情况时提供保护）和办公用品费用。

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For instance, homeowners' insurance typically does not include flood coverage, which is underwritten by the federal government, and business-interruption insurance may not cover losses from looting.

ECONOMIST: The fallout from Katrina | The