Though this paper is limited to some study conditions, hopefully it can be of some help to enhancing the credit risk management and evaluation efforts for Chinese foreign trade enterprises.
尽管本论文受到一些研究条件限制，但仍希望对改善我国外贸企业信用风险管理与评估工作有所裨益。
The application of DM technique to banking consists of four components: customer relationship management, risk management, credit grade evaluation, and service analysis and forecasting.
数据挖掘技术在银行领域的应用有四个方面：银行客户关系管理、银行风险管理、银行信用等级评估、银行服务分析和预测。
Credit risk evaluation is the basic work of commercial bank's credit risk management, which goal is to analyze the credit risk of the bank in provides a loan, and support the decision of the loan.
信用风险是商业银行信贷风险管理中一项基础性的工作，其目的在于分析银行在贷款业务中可能面临的信用风险，从而为贷款决策提供依据。
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