A creditor is endowed with the right to request simultaneously or one or several of the debtors to discharge total or part of the debt in turns.

债权人有权向连带责任人中一人、数人或全体，同时或先后请求履行全部或一部分债务。

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The Obama administration urged Congress to make it easier for people to discharge a portion of certain student debt by filing for bankruptcy protection.

WSJ: Obama Administration Backs Bankruptcy Option for Some Student Debt

They are similar in some ways to debt discharge cases like that of David and Carla Stewart who received a 1099 from Portfolio Recovery Asscoiates concerning credit card debt that was over ten years old.

FORBES: 1099s From Insurance Companies - Don't Ignore But Don't Take At Face Value Either

She happened to mention that some attorneys accept payment of retainers by credit card to represent the client in a bankruptcy which will discharge that very credit card debt.

FORBES: Bankruptcy Hacks Are Still At It