...人可以要求获得保险单作为附加担保；在抵押贷款合同中加入保险条款，可在合同中列入一个“损失支付条款”（Loss Payable Clause）即对超过一定金额的赔款，船舶抵押权人可直接向保险人请求船舶保险赔偿，保险人有义务优先支付给船舶抵押权人。
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企业同意支付一定数额的保费，反过来，保险公司同意承担保单条款范围内的任何损失。
The organization agrees to pay a fixed premium, in return, the insurance company agrees to meet any losses which fall within the terms of the policy.
企业同意支付一定数额的保费，反过来，保险公司同意承担保单条款范围内的任何损失。
The organization agrees to pay a fixed premium , in return , the insurance company agrees to meet any losses which fall within the terms of the policy.
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