理论上，这减少了未来无偿付能力和纳税人抒困的风险，也降低了筹集新鲜股本的成本。
In theory, this lessens the risk of future insolvency and taxpayer bail-out and lowers the cost of raising fresh equity capital.
保险保障基金被用来保护保单持有人，以防止在保险公司发生无偿付能力时造成保单持有人的损失。
The insurance guaranty fund is used to protect policyholders against their losses incurred by insolvency of insurance companies.
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