...上述“财富效应”意味着消费者和企业的金融账户中可支配的财富增加，因而我们称之为“金融财富效应”（financial wealth effect ）。 资本支出的“铸币税效应”。
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不过最近的研究表明，至少美国的房产财富效应对消费的影响要远大于金融资产的影响，而且效用还在增强。
However, the latest research suggests that, in America at least, housing wealth has a bigger influence on consumption than financial assets, and the effect is increasing.
分析表明，居民金融资产和住房资产财富效应存在，金融资产财富效应超过住房资产财富效应。
This paper shows that the wealth effect of residents fiance and housing assets exists, the finance wealth effect is bigger than that housing wealth effect.
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