Many loan application forms automatically add on insurance.

许多贷款申请表自动附加保险。

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Micro-action: Add up how much you spend on your car every year. Expenses will include car payments, interest on you car loan, gas, insurance, maintenance, parking tickets, etc.

微行动：算算自己每年为车花了多少钱，包括买车费用、买车贷款利息、汽油、保险、维修、停车费等等。

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To add to their woes, private-equity clients are also more likely to tap undrawn loan facilities which were negotiated some time ago on more favourable terms.

私墓股权的客户也更有可能会动用早前以优惠条款谈妥的尚未提取的，贷款抵押设施。

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They were sold as an add-on when customers were understandably focussing on their primary objective - getting a credit card, a loan or a mortgage.

BBC: PPI: How did the bill ever get so big?