As a relationship of games between the counter parties of a credit transaction, the credit marketing brings the risk of "Adverse Selection".

信贷市场中的买卖双方是一种博弈关系，信贷营销中存在“逆向选择”风险。

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Adverse selection and moral hazard caused by information asymmetry are the deep - seated reasons why credit risk grows ever more.

信息不对称所引致的逆向选择和道德风险，是信贷风险日趋增强的深层原因。

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The main reasons of the credit deficiency risk are moral hazard and adverse selection.

诚信缺失风险的成因主要是保险合同双方的道德风险和逆向选择。

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Dr Cook-Deegan was one of the authors of a study that showed a significant risk of adverse selection in the market for long-term-care insurance (the sort bought by the young in order to ensure they have nursing care when they become old and infirm).

ECONOMIST: Genetics, medicine and insurance