Pursuant to the Affordable Care Act, a health insurance company must spend 80 percent of every premium dollar received from individuals and small group plans on actual health care, and 85 percent when it comes to large group plans.

FORBES: HHS Denial Of Medical Loss Ratio Waiver For Florida Further Proof That For-Profit Health Insurance Model Is Doomed

So I think that is a pretty clear assessment from a nonpartisan group as opposed to a study that was funded by the health insurance industry -- but a pretty clear assessment from a nonpartisan group about what impact the Affordable Care Act is going to have on the budgets of families all across the country.

WHITEHOUSE: Press Briefing by Deputy Press Secretary Josh Earnest