Bank fees (service charges, ATM fees, NSF fees - don't include interest).

银行费用(服务费用，自动取款收取的费用，空头票费用-不包括利息)。

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Companies face higher interest charges and the fear that they may one day lose access to bank loans altogether.

公司将会面临更高的贷款利率，同时还要担心有一天再也不能从银行获得贷款。

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Mr Passera is relatively relaxed, arguing that the normalisation of interest rates and bad-debt charges will boost returns on equity and allow the bank to generate lots of cash.

帕塞拉先生相对放松，声称利率和坏账费用正常化将提高权益回报率，令银行大赚一笔。

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