The establishment of a scientific and effective risk early-warning model of commercial Banks is an important measure to prevent the risks.

建立一个科学、有效的商业银行风险预警模型，是有效防范、化解商业银行风险的重要措施。

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So, it is the most urgent task to establish and perfect the financial risk early warning system of Commercial Banks.

因此，建立健全商业银行金融风险预警机制已成为当务之急。

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In recent years, the early warning system of credit risk of foreign commercial Banks is getting more and more mature. But our country's early warning system does not improve for a variety of reasons.

近些年来，国外商业银行信贷风险预警体系日趋成熟，而我国商业银行信贷风险预警体系由于种种原因还不完善，国内学者在该领域的研究成果也十分缺乏。

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