I'd like to know whether basic health insurance coverage should include benefits for outpatient, hospital, surgery and medical expenses.

我想知道基本健康保险所列的项目是否应包括医院门诊，住院，手术及药品等费用的赔偿。

youdao

In contrast, basic term insurance provides coverage for a set number of years for a much lower premium.

与此不同的是，基础定期人寿保险在固定年限内提供相同的保障，却只收取比终生寿险低的多的保费。

youdao

Indeed, the American Medical Association has urged insurance companies to classify such procedures as part of basic health coverage.

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The new insurance exchanges created by this law ensure coverage of preventive care and basic health services, including maternity care, which is often not provided in health plans in the individual insurance market.

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This is not radically different from France, where the government offers everyone basic public coverage, of course--but a whopping 90% of the French also buy supplemental private insurance to help pay for the 20% to 40% of their tab that the public plan doesn't cover.

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