If I ask about the earliest thing you can remember, I'll bet for most of you, your earliest memory would be from about age 3, right?

如果我问你们能记得的最早的事情是什么，我敢打赌，你们大多数人最早的记忆应该是在3岁左右，对吧？

youdao

Be encouraged that it is never too late to start saving, regardless of your age.

无论你年龄多大，任何时候开始省钱都不算太迟。

youdao

Life is over in a short time. And not all of us will even be blessed with living until old age. If this was the last week of your life, are you living how you truly want to be or working toward that?

人生历经很短的时间，而且不是我们所有人都能幸运地活到老年，试想想如果这是你一生中的最后一个星期，你是不是正过着你真正想要的生活或正朝向它努力呢？

youdao

In addition, your spousal benefit will be reduced based on the number of months left before you reach your age of full retirement.

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You said that you and your wife are about the same age, so your fields of reference must be very similar.

NEWYORKER: While the Women Are Sleeping

In terms of your husband, his age is also very relevant to what his risk might be of developing the disease.

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