In general, under standard Commercial general Liability (CGL) policies, coverage for bodily injury claims is far broader than for property damage claims.

一般来说，根据标准商业一般责任(CGL)政策，人身伤害索赔比财产损失的索赔覆盖面要广。

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Suits for bodily injury will generally involve claims arising from the exposure to the noxious gasses emitted by the drywall.

通常，身体伤害的诉讼会包括由于暴露在石膏板散发的有害气体中造成的伤害。

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"Young drivers are far more likely to be involved in crashes involving three to five high value bodily injury claims, reflecting the increased risk they face of having a serious crash while carrying passengers, " the ABI said.

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Beyond that, insurance companies look at past claims histories to determine which models incur more or less damage in a crash, are more or less damaging to other vehicles, people and property, are more or less likely to be crashed or stolen and have higher or lower bodily injury claims.

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Beyond that, insurance companies look at past claims histories to determine which models incur more or less damage in a crash, are more or less damaging to other vehicles, people and property, are more or less likely to be stolen or be involved in a crash and have higher or lower bodily injury claims.

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