The original strategy involved investing half of an investor's assets in an S&P 500 Index fund and half in a fund mirroring the Shearson/Lehman Intermediate Bond Index.

原始的策略包括投资者将一半的资产投到标准普尔500指数基金(S&P 500 Index Fund)，另一半投到希尔森-雷曼中期债券指数(Shearson/Lehman INtermediate Bond Index)。

youdao

For example, the total expense ratio of PIMCO’s GDP-weighted fund is 0.7%, compared with 0.22% for Vanguard’s total bond-market index fund.

例如，PIMICO的GDP加权指数的资金占到总费用的0.7%，而Vanguard的总债权市场指数只占到0.22%。

youdao

There is no magic that insurance companies can do to enhance long term returns on a bond portfolio, and given the costs involved most investors would be far better served to invest in a short-term, high quality bond index fund.

FORBES: Gotcha! A Hard Look The Annuity Business

Mr. Bogle believes that a simple portfolio including only two funds, the Vanguard Total Stock Market Index Fund and Total Bond Market Index Fund would be sufficient for many investors.

FORBES: Vanguard Founder John C. Bogle -- In Person With The Bogleheads

Following this model, you could invest your funds in Vanguard Total Stock Market Index Fund and Vanguard Total Bond Market Index Fund.

NPR: Vanguard Founder Advises Riding Out The Storm